CONSENT FOR MESSAGING
Last updated October 07, 2025

This Consent for Reef Inc. (doing business as Porch) ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:

• Download and use our mobile application (On Porch), or any other application of ours that links to this Privacy Notice

• Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? please contact us at porch.reef@gmail.com.

SMS Verification Data

When you provide your phone number for account verification or sign-in, Porch may send a one-time SMS message containing a verification code.

• We only use your phone number to deliver verification or sign-in messages.

• We do not share, sell, or transfer your phone number, opt-in data, or consent with third parties.

• Message and data rates may apply, depending on your mobile carrier.

• You may opt out of receiving SMS messages by replying STOP at any time.

• For assistance, reply HELP or contact porch.reef@gmail.com.

This data is handled securely and is only retained as long as necessary to complete the verification process. For more details about our data practices, please see the [Data Retention] and [Your Privacy Rights] sections of our Privacy Policy.